Better Properties South Hill | Puyallup Real Estate | Buying a Home
Buying a home in Puyallup Washignton

buying a home in puyallup wa

How do I buy a home in Puyallup?

Before you consider buying property in Puyallup, Washington

Choosing your real estate professional is one of the most significant decisions you will make when buying property. Your agent will be the difference with how well your real estate transaction goes. Here at Better Properties South Hill, we can assure you that you will receive the best real estate services that Puyallup has to offer. We work hard to help our clients reach their goal of buying a new home. We know that you will see the value in working with us if you choose us to represent you. Is this your first home? 

Before you shop:

If you are looking to buy a home or property, you may find the perfect home quicker than expected if you follow these basic guidelines.

Be an informed consumer. Ignorance of the home-purchasing process can be very damaging when it comes to paying for your home. It is important that you understand all of the financing basics, and the process that you will be going through while purchasing your home. Our agents will gladly layout what steps you need to take in order to purchase your new Puyallup home.

Get pre-approved. Pre-approval is one step you should take before you start looking at homes to purchase. Pre-approval will tell you exactly how much of a mortgage loan you qualify for. Between that amount and whatever you have saved up for a down payment, you will be able to narrow down your home options to what you can afford. Pre-approval saves a lot of time, and it is simple to do.

Know what you want. Knowing what you are looking for in a home is going to save you a lot of time in the long run. While it is good to be flexible with certain aspects of a home, it is even better to have a picture in your head of what type of Puyallup home you would like. The last thing you want is to realize that you don’t like your home after you have already bought it, so take some time and really narrow down what you’re looking for.

Keep your debt load to a minimum. When you are looking to buy a home in Puyallup, it is important that you have a minimal amount of debt. This is because lenders will be looking at everything when considering lending you money. If a lender sees that you have a lot of debt in your hands, chances are they will decline lending you money.

Be prepared to view new properties quickly. The housing market in Puyallup moves fast, so it is important to stay on your toes. Viewing new properties quickly is all part of the home-buying process. It is imperative to view homes quickly, because you never know when they are going to sell.

Have instant access to your agent. Instant communication with your agent can make or break the buying process. It is important that your agent is communicative and available. Our agents are always available to you, and we will have continuous communication to ensure that everything is going well with your real estate transaction.

Before you buy:

Submit a strong, competitive offer. Submitting a strong offer is important because it can be the difference between buying a home, and losing the offer to someone else. It’s good to be flexible with how much you’re willing to spend on a home.

Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit. The greater amount of money included in the money deposit, the more likely your offer will be chosen.

Try to minimize the number of contingencies. Buying a home is a very strict process, so the less unexpected events that come up, the better. Fewer contingencies could mean a stronger offer to the seller.

Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition. This is needed before you can move further on a home loan.

buying a home in puyallup wa

Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.

Request an updated property survey. Be sure that the property survey clearly marks boundaries. Check for problems you may see, and contact your real estate agent about it.

Make sure you know what stays or goes. Whenever you buy your new Puyallup home, make sure that you know exactly what comes with the house. It is important to get this in writing as well so nothing unexpected comes up.

Get agreements in writing. Make sure that certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.